Liquor Liability Insurance

If your business sells, serves, or furnishes alcohol, liquor liability coverage isn't optional — it's essential. Dram shop laws in most states make businesses legally responsible for harm caused by intoxicated patrons, and a single lawsuit can cost far more than your business is worth.

Coverage Highlights

• Dram Shop Liability
• Host Liquor Liability
• Defense Costs
• Third-Party Bodily Injury
• Third-Party Property Damage
• Assault & Battery (Add-On)

Who This Is For

• Restaurants with full bar service
• Bars & taverns
• Nightclubs & entertainment venues
• Hotels & resorts
• Golf courses & country clubs
• Banquet halls & event venues

Why KLB Insurance

Liquor liability is one of the most misunderstood and underinsured coverages in hospitality. We help you understand exactly what your current policy covers — and what it doesn't.