Hospitality & Specialty Business Insurance Services

Hospitality & Specialty Insurance Services

Tailored Coverage for Everybody

We don't do generic. Every policy is built from the ground up to address the exact risks of your operation, ensuring you only pay for the protection you actually need.

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Every Industry, Covered in Depth

Each specialty line has its own dedicated coverage approach. We serve the full range of hospitality and commercial industries.

Restaurant Insurance

Customized protection for kitchens, dining rooms, and liquor liability. We understand the pace of the restaurant world.

  • General liability & property
  • Liquor liability coverage
  • Workers' compensation
  • Food spoilage & equipment breakdown
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Hotel & Resort Insurance

Comprehensive property, liability, and guest protection for hotels, motels, and resorts of every scale.

  • Property & casualty
  • Guest liability
  • Business interruption
  • Umbrella coverage
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Nightclub Insurance

Specialized coverage for nightclubs with high-volume alcohol service, entertainment liability, and late-night crowd management.

  • Dram shop / liquor liability
  • Assault & battery coverage
  • Entertainment liability
  • Security guard liability
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Bar & Tavern Insurance

Coverage built for bars and taverns where alcohol is at the center of every transaction — including dram shop, assault & battery, and crime coverage.

  • Liquor liability / dram shop
  • Premises liability
  • Assault & battery coverage
  • Crime coverage
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Liquor Liability Insurance

Essential coverage for any business that sells, serves, or furnishes alcohol — protecting against dram shop claims and third-party bodily injury.

  • Dram shop liability
  • Host liquor liability
  • Third-party bodily injury
  • Defense costs
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Equine Coverage

Protect your horses, facilities, and equine business with policies built for stables, riding schools, and breeding operations.

  • Mortality & major medical
  • Care, custody & control
  • Equine liability
  • Facility & property coverage
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Tribal Entity Insurance

Dedicated expertise serving tribal businesses and gaming enterprises — we navigate the regulatory complexity for you.

  • Tribal gaming coverage
  • Sovereign nation compliance
  • Employment practices liability
  • Directors & officers coverage
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Hospitality Coverage

Broad coverage for any business that welcomes guests — banquet halls, event venues, catering, spas, and more.

  • Event liability
  • Catering operations
  • Liquor liability add-ons
  • Special event coverage
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Large Commercial Insurance

Comprehensive insurance for large commercial operations — protecting substantial assets, complex exposures, and multi-location businesses.

  • Commercial property & liability
  • Business interruption
  • Umbrella & excess coverage
  • Multi-location programs
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Bowling Center Insurance

Specialized coverage for bowling alleys and entertainment centers, addressing the unique liability and property exposures of the industry.

  • Premises liability
  • Equipment breakdown
  • Liquor liability
  • Workers' compensation
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Golf Course Insurance

Tailored protection for golf courses, country clubs, and driving ranges — covering the full spectrum of on-course and clubhouse risks.

  • Course property coverage
  • Golfers' liability
  • Clubhouse & restaurant
  • Cart fleet coverage
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American Legions & VFWs

Dedicated coverage for veterans service organizations, understanding the unique operations of Posts and their communities.

  • Building & contents
  • Liquor liability
  • Event & banquet coverage
  • Directors & officers
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Data Center Insurance

Specialized insurance for data centers and technology facilities — protecting critical infrastructure, equipment, and the businesses that depend on uptime.

  • Equipment breakdown & property
  • Business interruption
  • Cyber liability coverage
  • Utility services interruption
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Music & Concert Venue Insurance

Comprehensive coverage for music venues, concert halls, and live entertainment facilities — from intimate clubs to large arenas.

  • Event cancellation coverage
  • Liquor & entertainment liability
  • Performer & equipment coverage
  • Crowd liability & premises
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Amphitheater Insurance

Tailored protection for outdoor and indoor amphitheaters managing large-scale events, seasonal operations, and public assembly exposures.

  • General & event liability
  • Property & weather coverage
  • Liquor liability
  • Special event endorsements
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Horse Track Insurance

Specialized coverage for horse racing and show facilities — protecting tracks, stabling operations, spectators, and the unique liability exposures of equine competition venues.

  • Track & facility property
  • Spectator & premises liability
  • Liquor liability
  • Workers' compensation
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Insurance Carriers & Coverage

We hand-pick our carriers to help protect your business. Contact us to see which company will provide you the best coverage at the most competitive rate.

Featured Carriers

  • Grinnell Mutual
  • Midwest Family Mutual
  • Midwest Insurance
  • Society Insurance
  • Employers
  • Nationwide
  • Medica
  • ING
  • Travelers
  • Blue Cross Blue Shield
  • AmTrust Financial
  • Badger Mutual
  • Berkshire Hathaway Guard
  • AFM
  • The Hartford

Types of Coverage

  • General Liability
  • Property Insurance
  • Liquor Liability
  • Umbrella Group
  • Group Medical
  • Employee Benefits Liability
  • Employment Practices Liability
  • Cyber Insurance
  • Workers' Compensation
  • Water Craft
  • Bonds
  • Commercial Auto

Not sure what coverage you need?

Let's sit down and figure it out together. No obligations, just a clear assessment of your risks.

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