Relax. Our Process is Simple.
Three steps. No jargon. A broker who stays with you long after the policy is signed.
Request a QuoteThree Steps to Coverage
From first call to signed policy — we make every step straightforward.
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Insurance Consultation
We come to you — by phone, email, or in person. We learn your business, understand your risks, and document what matters. No forms to fill out alone. Just a real conversation with a real expert.
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We Find Your Best Coverage
Our team actively shops the market, comparing leading hospitality insurers to find you the strongest protection at the most competitive price — a policy built for your industry, not a generic one.
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We Present & You Decide
We walk you through your options however works best — in person, by video, or over the phone. No pressure, just clear choices and honest advice until you feel completely confident.
Beyond the Policy
Most brokers sell you a policy. We build a relationship — and we're here when it matters most.
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24/7 Access
We take 3am and 5am calls — and we're first on the scene. When a claim happens, you reach a real person, not a voicemail. We take pride in being there exactly when you need us most.
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Liquor Training & Licensing
We offer personalized on-site and online liquor training to all our clients. Our program covers real claims scenarios, judge and jury situations, and compliance requirements — taught by the people who handle claims.
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Commitment to Industry Knowledge
KLB has partnered with the City of Minneapolis on the 60/40 law and worked with the Restaurant Association on ADA Law revisions affecting Twin Cities businesses. We advocate for you — always.
Our Promise to You
KLB has always believed insurance should work for the client — not against them. We've built our reputation one relationship at a time over 35 years, and 90% of our business comes from referrals.
- 35+ Years Operating
- 1,589 Happy Clients
- 90% From Referrals
- $1B+ Values Managed