Horse Track Insurance

Horse racing and show facilities carry a rare combination of exposures — large public gatherings, equine mortality risk, food and alcohol service, and the unique liability of equine competition environments. KLB Insurance has deep expertise in both equine and hospitality coverage.

Coverage Highlights

• Track & Facility Property
• Spectator & Premises Liability
• Equine Mortality & Liability
• Liquor Liability
• Workers' Compensation
• Event Cancellation
• Care, Custody & Control
• Umbrella & Excess Liability

Who This Is For

• Horse racing tracks
• Thoroughbred & quarter horse tracks
• Harness racing facilities
• Steeplechase & cross-country venues
• Equine show & competition facilities
• Rodeo arenas

Why KLB Insurance

Horse tracks sit at the intersection of two of our deepest specialties: equine coverage and hospitality. We understand the regulatory complexity of racing operations, the mortality risk of high-value competition horses, and the liability exposure of large public gatherings.